What is your session fee?

My session fee is $250 for 50 minutes, and payment is due at the time of service. I accept all major credit cards, HSA, personal checks, Venmo, and cash for your convenience. Scroll below for my information on sliding scale and Good Faith Estimates.

Do you take insurance?

I am a out-of-network provider with all health insurance plans. I can assist you in navigating how to find more information about your out-of-network benefits and provide you a superbill for reimbursement from your insurance carrier, dependent on your plan.

Many people have excellent mental health benefits for out-of-network services, often resulting in a lower out-of-pocket expense per session (once the deductible is satisfied) compared to an in-network therapist's co-payment. For example, while your co-pay for an in-network therapist may be $30 per session, if you opt for an out-of-network therapist, your insurance could cover 80-90% of the session cost, possibly resulting in a co-pay of just $20 per session after meeting your deductible.

What are some questions to ask my insurance plan to learn about my out-of-network benefits?

1. Do I have out-of-network mental health benefits?

(If yes, ask for details. If no, they can stop right here and go get a snack.)

2. What is my out-of-network deductible?

• How much is it?

• How much have I already met this year?

3. Once I meet the deductible, what percentage of the session cost is reimbursed?

• This is sometimes called “coinsurance.”

4. Is there a limit on how many therapy sessions are covered per year?

5. Is there a maximum reimbursement rate?

• Ask: “What is the allowed amount for CPT code 90834 (45–50 min therapy session)?”
  That tells them exactly what they’ll get back.

6. Do I need pre-authorization for therapy?

• Or a referral from my primary care provider?

7. Do you require any specific documentation from my therapist?

• A superbill?

• A specific diagnosis code?

• Anything else?

8. How do I submit claims for reimbursement?

• Online portal?

• Mail?

• App?

9. How long does it typically take to receive reimbursement?

10. Is telehealth covered the same way as in-person sessions?

How long will therapy be needed?

The length of therapy really depends on your goals and what you’re working through. Some people come for a few months to get support around a specific challenge, while others continue longer to create deeper, longer-lasting change. We’ll check in regularly about how things are feeling and what you need, so the process always fits you, not the other way around.

Do you offer a sliding scale fee?

I have a limited number of sliding scale spots for individuals with demonstrated need, including having a family income of under 160K/year living in NYC, or Westchester County, NY.

What is a Good Faith Estimate?

No Surprises Act/Good Faith Estimates

You have the right to receive a “Good Faith Estimate”

explaining how much your medical care will cost.

Under the law, health care providers need to give patients who do not have insurance or who are

not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.

This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item.

You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 1-800-985-3059.